Partnering with Empowa has fundamentally changed how we deliver affordable housing in Mozambique. Through their rent-to-own financing model, we’ve been able to unlock a completely new segment of customers who were previously excluded from formal housing finance.

Just as importantly, Empowa’s approach gives us liquidity at key stages of development, allowing us to build faster and serve more families. Over half of our tenants have already built up 40% equity in their homes within 18 months a result that speaks volumes about both the product design and the shared commitment to long-term ownership. It’s not just financing; it’s a partnership that makes sustainable growth possible